Can an Access Control card be configured to unlock a Z-Wave lock with a swipe?

No. It is not possible to set up a rule that directly unlocks a Z-Wave lock when an Access Control card is swiped at a reader device.  

For information about rules that can be set up with Z-Wave locks, see What kind of rules can be set up with Z-Wave locks?.

For information about Access Control rules, see What rules and automation features does Alarm.com’s Smarter Access Control offer?.